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A new initiative by the The Sierra Delta Chapter of the American Red Cross aims to educate homeowners about the risks associated with residential fires. 

"The campaign targets areas with dense populations as well as homes with a higher chance of wildland fire," explains Calveras Enterprise. "Volunteers will knock on doors and offer to check smoke detectors, replace batteries and supply new detectors at no cost. They will also provide home safety information."

Promoting awareness about the dangers of home fires and how to reduce the threat to property could provide homeowners with the information they need to protect themselves. One of the best ways to ensure safety is to devise an evacuation plan that can be implemented at a moment's notice. Red Cross Disaster Manager Debbie Calcote notes that eight out of 10 children will not break a window to escape from a burning building, for example, because they're afraid of getting into trouble. Educating the public to quash these notions can save lives. 

Especially in high-risk regions of the country like Southern California, it's critical that homeowners' insurance policies reflect the most current, accurate valuation of a home's replacement cost. As updates are made to homes and other features change over time, it's important for those policyholders to update their valuations annually. In the event of a fire, an insufficient valuation can lead to high out-of-pocket costs that homeowners aren't prepared to shoulder. On the other hand, a valuation that is too high can cause individuals to pay premiums for more coverage than their property warrants. 

With e2Value's consistent, reliable home valuation calculator, insurance professionals can deliver the most accurate and up-to-date valuations to property owners.