Replacement Costs for Condo Units Differ from Homes
There are fundamental differences in the items included in the replacement cost for a condo unit versus a home.
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There are fundamental differences in the items included in the replacement cost for a condo unit versus a home.
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While the trends for home building in 2020 are still unclear, the National Association of Home Builders Construction Cost Survey and the Census Bureau have provided data for 2019. That gives us a starting point for 2020.
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e2Value’s Structure Insurance Score is featured in the Technology Spotlight of the Willis Towers Watson Quarterly Briefing Q2 2020.
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Our population’s attraction to beaches and coastal locations continues the demand for new construction in these areas despite the enhanced risk of windstorm property damage.
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Mortgage rates recently dropped to near record low rates, spurring interest in mortgages. Homeowners have been exploring refinancing their mortgage. Home buyers continue to look at purchasing a home.
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Repairing and replacing vintage homes can be more challenging than work on homes of modern construction.
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As the 12-month mark approached after the Camp Fire, United Policyholders (UP) took a survey of survivors. Of the households that completed the survey, 67% reported that they had reached a settlement on the dwelling portion of their claim. Only 30% reported having sufficient insurance to cover the cost of damage to their home.
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While there is demand for smaller homes, several factors prevent this segment of the market from expanding.
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For single family homes sold in 2018, the Census Bureau highlighted that 548,000 were detached homes and 69,000 were attached homes; 278,000 had three bedrooms; the median size was 2,435 square feet.
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