Don’t wait until it is too late to find the proper homeowners coverage

Don't wait until it is too late to find the proper homeowners insurance.


Hurricane Hermine left behind massive flooding and high-wind damage in its wake. An estimated 325,000 Florida customers lost power and as of Sept. 9, 31,000 still have not regained access to electricity, according to The Weather Channel. The Hill reported that after the Louisiana floods, out of the many homeowners who lost their homes in areas with the highest risk for flooding, only 42 percent were insured.

Unfortunately, too many people realize after a natural disaster that their coverage is lacking or even nonexistent for the specific weather event. Why is that? Much of this centers around homeowners thinking that the event won’t happen to them or the cost of that coverage is too much versus the probability of that event.

“Don’t wait until it is too late.”

Don’t wait until it is too late to find the right homeowners insurance coverage. To determine how much you should be paying for your annual premium, noted a few factors that will make a difference for your wallet. These areas are: the probability of weather-related claims in your area, the age and condition of your house, proper deductibles and the price to rebuild per square foot. If you still aren’t sure about the appropriate valuation of your home, consider enlisting the help of an industry expert.

As the leading provider of web-based property valuation solutions, e2Value can assist you with all of your Insurance-to-Value (ITV) and collateral value monitoring needs. Whether you are looking for valuations for high-value homes, Mainstreet® homes, condos, co-ops, commercial properties, manufactured homes, log cabins, or farms and ranches, our patented estimator can quickly calculate the cost of replacing a residential, commercial or farm structure and provide you with a fast, cost-effective and accurate replacement cost valuation.