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Home valuations are as essential to the homeowners insurance carrier as well as the client. Valuations do not need modeling since any structure has a known value that can be easily determined. However, predictive modeling can improve how insurers assess the rate, or price of homeowner insurance, with an accurate valuation. By harnessing the vast amount of available data, predictive modeling allows more accurate market segmentation for insurers and their clients.

While predictive modeling is nothing new to auto insurance, the number of insurance executives using predictive analytics for other lines of business is growing. A recent survey by Willis Towers Watson shows that 54 percent of property and casualty insurance executives now use predictive analytics, and that number is expected to increase another 40 percent over the next two years. While larger carriers have been quicker to use this data, smaller insurers are seeing vendors respond with analytics they can now use.

This increased focus on data will help insurers in a number of ways. Most importantly, predictive modeling will continue to help insurers prepare more accurate and effective rates for residential and commercial structures. Predictive analytics can also help insurers improve the underwriting cycle, predict any market volatility and identify additional markets and clients in need of newer products. In order to derive meaningful information from the large amount of available data, it takes analytical and technological expertise with a precise valuation. This is what makes e2Value the ideal choice to accompany all predictive modeling. e2Value can show if the value is wrong so that any predictive analytics can then be made on accurate information.

As the leading provider of web-based property valuation solutions, e2Value can assist you with all of your Insurance-to-Value (ITV) and collateral value monitoring needs. Whether you are looking for valuations for high-value homes, Mainstreet® homes, condos, co-ops, commercial properties, manufactured homes, log cabins, or farms and ranches, our patented estimator can quickly calculate the cost of replacing a residential, commercial or farm structure, and provide you with a fast, cost-effective and accurate replacement cost valuation.