1. Definitions. When used herein, the following terms shall have the following meanings: (a) “Agreement” means Customer’s Cost Engine Access and Use Agreement together with these terms and conditions; (b) “Authorized User(s)” means those employees or consultants working for the benefit of Customer (only when and to the extent working solely on such Customer’s behalf) who have been authorized by Customer to use the Cost Engine; (c) “Cost Engine” means the e2Value proprietary replacement value cost engine product identified in the Cost Engine Access and Use Agreement to which these terms are attached, including the reports generated in connection with the cost engine (“Reports”), (d) “Customer” means the entity identified in the Cost Engine Access and Use Agreement to which these terms are attached, (e) “e2Value” means e2Value, Inc., a Delaware corporation with an office at 1887 Summer St., Suite 204, Stamford CT 06905 and a mailing address PO Box 3518, Stamford CT 06905-0518, (f) “Effective Date” means the Effective Date identified in the Cost Engine Access and Use Agreement to which these terms are attached, and (g) “Site” means www.e2value.com, and all subdomains, and (h) “you” means Customer and each Authorized User.

2. Grant of License. Subject to the terms and conditions contained in this Agreement, including, without limitation, payment of all applicable fees, e2Value hereby grants to Customer a non-
exclusive, non-transferable, revocable license for Customer’s Authorized Users (not to exceed the number of Authorized Users identified in the Cost Engine Access and Use Agreement to which these terms are attached) to access and use the Cost Engine that is made available by e2Value to Customer in accordance with technical specifications provided by e2Value, solely for Customer’s internal purposes. The Cost Engine shall be maintained and controlled by e2Value on its systems.

Only Reports, and not the Cost Engine itself, will be delivered to Customer and its Authorized Users. Authorized Users may save, print and/or download Reports and provide copies of Reports to third parties; provided, that Customer and each Authorized User may not to change or delete any proprietary notices from any Reports. Except as expressly set forth herein, neither Customer nor the Authorized Users shall share or provide access to the Cost Engine or Reports.

3. Contract Administrator. Customer shall designate an employee of Customer to serve as e2Value’s contact person for all purposes of this Agreement (the “Contract Administrator”). Customer may remove, substitute or name a new Contract Administrator from time to time by notice to e2Value. e2Value may rely entirely on the actions or directions of the Contract Administrator. If at any time Customer does not have a Contract Administrator in place, then the chief information officer of Customer shall be deemed the Contract Administrator.

4. User Names & Passwords. User names and passwords should be kept secret, as they are used to verify identification and validate access to the Cost Engine. You shall be responsible for all usernames and passwords issued to you and the use of the Cost Engine by any other person gaining access to the Cost Engine through you. Without limiting the foregoing, Customer shall be responsible for all acts and omissions of its Authorized Users. Customer further agrees to notify e2Value in writing within five (5) business days if any person previously issued a username has ceased to be Customer’s employee or agent or has for any other reason ceased to be an Authorized User. Upon receipt of such notification, or if e2Value otherwise reasonably believes that any person previously designated as a Authorized User has for any reason ceased to be an Authorized User, e2Value will have the right to take action to prevent such person from accessing and using the Cost Engine (including disabling any usernames and passwords).

5. Fees. Customer agrees to pay to e2Value all applicable fees, including those set forth in the Access and Use Agreement to which these terms and conditions are attached, as the same may be amended by the parties from time to time. Unless otherwise expressly provided, all amounts shall be due and payable within thirty (30) days of the date of invoice. Balances over thirty (30) days past due shall incur a late fee equal to the lesser of 1½% per month or the maximum rate permitted by law until paid in full. e2Value reserves the right to terminate service and to cancel user names and passwords for any Customer more than thirty (30) days in arrears. Except as otherwise expressly provided in a written agreement between the parties, e2Value reserves the right to change the fees from time to time, effective upon written notice to Customer.

6. Equipment. Customer understands and agrees that Customer must provide, at its sole cost and expense, all equipment and services (including, where necessary, telephone service and Internet access service) necessary for Authorized Users to access the Site and/or the Cost Engine.

7. Support. Customer may purchase support from e2Value for an additional fee. Support shall consist of telephone support during e2Value’s regular business hours via a toll free number to be provided by e2Value to Customer from time to time.

8. Proprietary Rights.

1. e2Value Property. This Agreement does not provide Customer or any Authorized Users with title to or ownership of the Cost Engine, but only a right of limited use. The Cost Engine is, and shall remain, the property of e2Value. Customer agrees that it shall comply with all limitations set forth herein, and shall ensure that Authorized Users comply as well. e2Value may, without notice and at any time during reasonable business hours, either on its own or through its duly authorized representative, conduct an audit of your use of the Cost Engine and Reports to ensure that you are in compliance with the terms of this Agreement. You acknowledge that, as between e2Value and you: (i) all right, title and interest in and to the Cost Engine and all copies thereof, including all associated patents, copyrights, trademarks, trade names, trade secrets, know-how and other intellectual property rights related thereto, and any and all alterations, adaptations, translations, modifications, improvements and changes to the Cost Engine and derivative works based thereon, whether created by e2Value or you or their respective agents (the “e2Value Property”), are, and shall at all times remain, the exclusive property of e2Value; and (ii) you shall have no right or interest as to any e2Value Property, except as expressly set forth in this Agreement. The Cost Engine is protected by U.S. Patent 7,373,303.
2. Copies. The Cost Engine may not be copied or duplicated, in whole or in part. Reseller shall reproduce and include all copyright or other proprietary rights notices on any copy, in whole
   or in part, of any Reports.
3. No Alteration. Customer shall not, and shall ensure that its Authorized Users do not, alter, adapt, translate, modify or change the Cost Engine or create derivative works based on the Cost Engine. Further, you shall not remove, disable, manipulate or otherwise adversely affect any means or device intended to prevent unauthorized use or reproduction of the Cost Engine.
4. Trade Secrets. You acknowledge that the e2Value Property is the valuable property of e2Value and embodies substantial creative efforts, confidential information, ideas and expressions and contains valuable trade secrets of e2Value. Except for distribution of Reports as expressly provided in this Agreement, Reseller shall maintain all aspects of the e2Value Property (including, without limitation, the Cost Engine) in any form, in strict confidence. You shall not (a) decompile, reverse engineer (except as permitted by law) or disassemble the Cost Engine or otherwise attempt to reconstruct or discover any source code or any of e2Value’s trade secrets; (b) disclose, disseminate, grant access to, copy, reproduce, deliver, transmit, publish, display, sublicense, lease, rent, lend, assign or otherwise transfer any e2Value Property (including, without limitation, the Cost Engine and Reports), or any portion thereof or any derivation thereof, via any medium whatsoever, by operation of law or otherwise to any third party, directly or indirectly, including, but without limitation, to any joint venture or business combination arrangement with any other Person or entity, without e2Value’s prior written consent; or (c) alter, hide or remove from any part of the Cost Engine or Reports any proprietary rights or copyright notices or identification that indicate e2Value’s ownership interest therein. Without limiting the foregoing, in no event shall you, directly or indirectly, use any of the e2Value Property to develop a product competitive with the Cost Engine or Reports. You shall take any and all other actions, including legal action, necessary or desirable to ensure continued confidentiality and protection of the e2Value Property (including, without limitation, the Cost Engine and Reports) and to prevent access thereto or use thereof by any person or entity not authorized hereby. Whether or not Authorized Users are expressly mentioned, Customer shall ensure that its Authorized Users comply with the provisions of this Section 8. If you become aware of any unauthorized disclosure or use of any e2Value Property (including, without limitation, the Cost Engine and Reports), you shall immediately notify e2Value and shall advise e2Value of the full particulars thereof in writing.
5. Irreparable Harm. You acknowledge and agree that money damages may be insufficient to compensate e2Value in the event of a breach of this Section 8 or Section 9. Accordingly, you agree that in the event of such breach or threatened breach, e2Value shall, in addition to all other rights or remedies it may have, be entitled (without the necessity of posting any bond or establishing the inadequacy of damages as a remedy) to specific performance and injunctive relief to correct and/or enjoin any such breach or threatened breach in addition to all other remedies which might be available.

9. Confidentiality. You acknowledge and agree that in the course of performing under this Agreement and/or using the Cost Engine, you will learn confidential, trade secret, and proprietary information concerning e2Value and its business, programs and procedures (“Confidential Information”) including, but not limited to, information pertaining to the Cost Engine, the Reports, pricing information, future business plans, technical information, and any other material or information provided by e2Value to you in connection with this Agreement. Confidential Information shall not include any information, which (i) at or prior to the time of disclosure by e2Value was generally available to the public through no breach of this Agreement, (ii) was available to the public on a non-confidential basis prior to its disclosure by e2Value to you, or (iii) was made available to the public from a third party, provided that such party did not obtain or disseminate such information in breach of any legal obligation. Such disclosure shall in no way be construed to constitute a license to use the Confidential Information other than as expressly specified herein, nor shall anything herein be deemed by implication or otherwise to convey to you any patent, copyright, trademark, trade secret, or other intellectual property or proprietary rights of e2Value. You agree to keep the Confidential Information in strict confidence, not to use any Confidential Information for your own purposes or for the benefit of any third party, and not to demonstrate or disclose, directly or indirectly, in any form or manner the Confidential Information to any person or entity other than the Authorized Users. Customer shall require each Authorized User to agree in writing to abide by provisions no less protective than the provisions of this Section 9. You shall treat as confidential and safeguard any such Confidential Information in at least the same manner as that in which you safeguard your own confidential or proprietary material or information of like kind.

10. Indemnity. Customer agrees to defend, indemnify and hold harmless e2Value from any loss, cost (including reasonable attorneys fees), expense, damage or liability resulting from (a) any improper disclosure of Confidential Information by Customer or an Authorized User, and (b) any breach of this Agreement by Customer or any Authorized User. e2Value agrees to notify you promptly of any claim or suit brought to its attention for which indemnification may be sought hereunder.

11. Maintenance Outage. e2Value may from time to time shut down or disable the Cost Engine for the purposes of maintenance and repair. e2Value shall make reasonable efforts to conduct required maintenance outside of regular business hours and to provide advance notice by publication on the Site of any scheduled maintenance or repairs. e2Value shall, however, have no liability to Customer, any Authorized User or any third party for shutdown or disability of the Site, regardless of the timing, duration or lack of notice of such shutdown or disability.

12. No Representations or Warranties. THE COST ENGINE IS PROVIDED “AS IS”, “AS AVAILABLE”, WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTY OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE. WITHOUT LIMITING THE FOREGOING, e2VALUE AND ITS SUPPLIERS DO NOT WARRANT, GUARANTY OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE COST ENGINE IN TERMS OF CORRECTNESS, ACCURACY, RELIABILITY, COMPLETENESS OR OTHERWISE. YOU UNDERSTAND THAT, AS A RESULT OF COMPUTER OR COMMUNICATIONS FAILURES OR OTHER REASONS, THE SITE, THE COST ENGINE AND THE CONTENT CONTAINED THEREIN MAY BE INACCESSIBLE FROM TIME TO TIME WITH OR WITHOUT NOTICE. YOU FURTHER UNDERSTAND THAT THE CONTENT OF THE SITE AND THE COST ENGINE IS SUBJECT TO MODIFICATION OR ELIMINATION OF SELECTED PARTS FROM TIME TO TIME. e2VALUE CANNOT AND DOES NOT WARRANT AGAINST HUMAN OR MACHINE ERRORS, OMISSIONS, DELAYS, INTERRUPTIONS OR LOSSES. THE ENTIRE RISK AS TO THE RESULTS AND PERFORMANCE OF THE COST ENGINE IS ASSUMED BY YOU.

The Cost Engine is intended to provide an estimate of the amount of money needed to replace a structure using new materials of similar type and quality, without taking into account depreciation, based on information you provide. Actual replacement costs may vary. For example, the cost of building materials and construction and other services can vary, depending on availability, geographic area and other factors. The Cost Engine is intended to be used as a tool to aid in planning structure insurance needs. As indicated above, e2Value makes no representations or warranties of any kind regarding the Cost Engine.

13. Limitation of Liability. UNDER NO CIRCUMSTANCES WILL e2VALUE OR ITS SUPPLIERS BE LIABLE FOR ANY INDIRECT, SPECIAL, EXEMPLARY, PUNITIVE OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF REVENUE, LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION OR DATA AND THE LIKE) ARISING OUT OF THE USE OF OR INABILITY TO USE THE COST ENGINE, EVEN IF e2VALUE OR ITS SUPPLIERS HAS BEEN ADVISED, SHALL HAVE OTHER REASON TO KNOW, OR IN FACT KNOWS OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL e2VALUE’S LIABILITY FOR DAMAGES EXCEED AN AMOUNT EQUAL TO THE AMOUNT PAID BY CUSTOMER TO e2VALUE FOR THE APPLICABLE SERVICE DURING THE THREE MONTHS PRIOR TO THE DATE WHEN THE EVENT RESULTING IN A CLAIM FOR DAMAGES OCCURRED.

14. Term and Termination. Subject to your continued compliance with this Agreement, including payment of all applicable fees, this Agreement shall begin on the Effective Date and continue for the term set forth in the e2Value Access and Use Agreement to which these terms are attached, unless earlier terminated in accordance with this Section 14. e2Value or Customer may terminate this Agreement at any time, with or without cause, upon ninety (90) days prior written notice to the other party; provided, that, if Customer terminates prior to the end of the term or if e2Value terminates for cause, Customer shall immediately pay to e2Value all outstanding fees that would have accrued through the end of the term. (For example, if the term is 3 years and Customer terminates in year 1, Customer shall pay to e2Value the unpaid fees that would have accrued through the end of the 3-year term.) e2Value may terminate this Agreement at any time upon ten (10) days prior written notice if Customer or any Authorized Users breaches this Agreement and fails to cure such breach within such ten-day period. In the event of any termination hereunder, all fees paid to e2Value shall be non-refundable and the license set forth in Section 2 shall terminate immediately. Upon any termination of this Agreement, Customer and all Authorized Users shall cease all use of the Cost Engine and shall return to e2Value all related documentation and any Confidential Information in its possession. Section 8, Section 9, Section 10, Section 12 and Section 13, as well as any provision which by its intent and meaning is intended to survive, shall survive any termination or expiration of this Agreement.

15. Relationship of the Parties. The relationship of the parties hereto shall be that of independent contractors. Nothing herein shall be construed to create any partnership, joint venture, or similar relationship, or to subject the parties to any implied duties or obligations respecting the conduct of their affairs which are not expressly stated herein.

16. Use of Name. Except as expressly required by Section 17, you may not to use (a) e2Value’s name, (b) the name of any employee or agent of e2Value, or (c) any trademarks, service marks or trade names owned or controlled by e2Value, in any sales, promotional, advertising or other publication, without the express prior written permission of e2Value.

17. XML Interface Customers: Attribution and Disclaimer. If Customer is an XML Interface Customer, as indicated on the Cover Sheet, Customer will display the e2Value logo and the phrase “Powered by e2Value” on the Customer web page that displays the calculated replacement cost. e2Value will deliver to Customer an electronic file containing the logo and such phrase. The logo, logo placement and logo size must have written approval by e2Value. No changes may be made without the prior, written consent of e2Value. e2Value reserves the right to substitute new logos from time to time.

Further, Customer shall display the following disclaimer on the page that display’s the replacement value returned by the Cost Engine: “The calculator available on this site is intended to provide an estimate of the amount of money needed to replace a structure using new materials of similar type and quality, without taking into account depreciation, based on information you provide. Actual replacement costs may vary.

The cost of building materials and construction and other services can vary, depending on availability, geographic area and other factors. Neither e2Value, Inc. nor its suppliers represent or warrant the accuracy of the calculator, or the results obtained therefrom. The calculator is intended to be used as a tool to aid in planning structure insurance needs.”

18. Coordinates. Certain e2Value cost engine products permit You to enter, update or correct latitude and longitude information for identified addresses (“Coordinates”). By submitting Coordinates to e2Value through the Cost Engine, you automatically grant to e2Value the royalty-free, perpetual, irrevocable, non-exclusive right and license to add such Coordinates to e2Value’s databases, use such Coordinates for e2Value’s business purposes and share such Coordinates with third parties.

19. Supplemental Terms.

Microsoft. Certain e2Value products permit you to use certain data, software and/or services (the “Microsoft Products”) provided by Microsoft Corporation (“Microsoft”). Accordingly, in addition to (and not in lieu of) the terms and conditions applicable to your use of e2Value products and services, the terms and conditions available at http://go.microsoft.com/fwlink/?LinkID=219699 and http://go.microsoft.com/fwlink/?LinkID=219670, and that are included in the Valuation/Cost Engine Access and Use Agreement as Attachment II shall apply to your use of the Microsoft Products, such as MapPoint. If you do not agree to such terms and conditions, you may not use the Microsoft Products.

Attachment I to Access and Use Terms and Conditions: Microsoft Terms

Microsoft Virtual Earth Map Control and MapPoint Web Service End User

This document was last updated October, 2008

Terms of Use
AGREEMENT BETWEEN YOU AND MICROSOFT CORPORATION
IMPORTANT – READ CAREFULLY BEFORE USING THIS WEB SITE OR APPLICATION. BY USING THIS WEB SITE OR APPLICATION, YOU AGREE WITH THESE TERMS OF USE.
The Microsoft Virtual Earth Map Control and MapPoint Web Service consists of mapping and related services provided by Microsoft Corporation, One Microsoft Way, Redmond, Washington 98052 or its affiliates (“Microsoft”). These Terms of Use apply to the Virtual Earth Map Control and MapPoint Web Service and do not apply to the content of third parties offering services using the Virtual Earth Map Control and MapPoint Web Service. The Virtual Earth Map Control and MapPoint Web Service is offered to you conditioned on your acceptance without modification of the Terms of Use. Your use of the Virtual Earth Map Control and MapPoint Web Service constitutes your agreement to all provisions of these Terms of Use.

MODIFICATION OF THESE TERMS OF USE
Microsoft reserves the right to change the Terms of Use under which the Virtual Earth Map Control and MapPoint Web Service is offered, including the right to add new terms. You are responsible for regularly reviewing the terms, conditions and notices of these Terms of Use, and any modified or additional terms, conditions or notices that may be included on or with any content available on the Virtual Earth Map Control and MapPoint Web Service. Your continued use of the Virtual Earth Map Control and MapPoint Web Service constitutes your agreement to all such terms, conditions and notices.

SCOPE OF PERMITTED USE
Virtual Earth Map Control and MapPoint Web Service is for your individual use, solely for internal use by you for your business, or for your own personal use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, sublicense, transfer, assign, rent, sell or otherwise convey any information, software, products or services obtained from the Virtual Earth Map Control and MapPoint Web Service without the prior written consent from Microsoft.
You may not disassemble, decompile or otherwise reverse engineer all or any portion of the Virtual Earth Map Control and MapPoint Web Service or the Content. You acknowledge that the Virtual Earth Map Control and MapPoint Web Service, including the Content, is subject to applicable export control laws and regulations of the United States. You agree not to export or re-export the Virtual Earth Map Control and MapPoint Web Service, including the Content, directly or indirectly, to any countries that are subject to U.S. export restrictions.

LINKS TO THIRD PARTY SITES
Virtual Earth Map Control and MapPoint Web Service may contain links to third party Web sites (“Linked Sites”). The Linked Sites are not under the control of Microsoft and Microsoft is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Microsoft is not responsible for webcasting or any other form of transmission received from any Linked Site nor is Microsoft responsible if the Linked Site is not working appropriately. Microsoft is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Microsoft of the site or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the Linked Sites.
Any dealings with third parties (including advertisers) included within the Virtual Earth Map Control and MapPoint Web Service, or participation in promotions, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such dealings or promotions, are solely between you and the advertiser or other third party. Microsoft shall not be responsible or liable for any part of any such dealings or promotions.
NO UNLAWFUL OR PROHIBITED USE
As a condition of your permitted use of the Virtual Earth Map Control and MapPoint Web Service, you will not use the Virtual Earth Map Control and MapPoint Web Service for any purpose that is unlawful or prohibited by these Terms of Use. You may not use the Virtual Earth Map Control and MapPoint Web Service in any manner that could damage, disable, overburden, or impair the Virtual Earth Map Control and MapPoint Web Service (or the network(s) connected to the Virtual Earth Map Control and MapPoint Web Service) or interfere with any other party’s use and enjoyment of the Virtual Earth Map Control and MapPoint Web Service. You may not attempt to gain unauthorized access to the Virtual Earth Map Control and MapPoint Web Service, other accounts, computer systems or networks connected to the Virtual Earth Map Control and MapPoint Web Service, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Virtual Earth Map Control and MapPoint Web Service by Microsoft.

LIABILITY DISCLAIMER
THE INFORMATION, CONTENT AND SERVICES INCLUDED IN OR AVAILABLE THROUGH VIRTUAL EARTH MAP CONTROL AND MAPPOINT WEB SERVICE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY MADE TO VIRTUAL EARTH MAP CONTROL AND MAPPOINT WEB SERVICE AND TO THE INFORMATION THEREIN. MICROSOFT AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN VIRTUAL EARTH MAP CONTROL AND MAPPOINT WEB SERVICE AT ANY TIME, WITHOUT NOTICE. THE USER ASSUMES ALL RISK OF USE.
MICROSOFT AND/OR ITS RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, LACK OF VIRUSES OR OTHER HARMFUL COMPONENTS AND ACCURACY OF THE INFORMATION, CONTENT, SERVICES AND RELATED GRAPHICS CONTAINED WITHIN VIRTUAL EARTH MAP CONTROL AND MAPPOINT WEB SERVICE FOR ANY PURPOSE. ALL SUCH INFORMATION, CONTENT, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND. MICROSOFT AND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, CONTENT, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, TITLE AND NON-INFRINGEMENT.
YOU SPECIFICALLY AGREE THAT MICROSOFT SHALL NOT BE RESPONSIBLE FOR UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, ANY MATERIAL OR DATA SENT OR RECEIVED OR NOT SENT OR RECEIVED, OR ANY TRANSACTIONS ENTERED INTO THROUGH VIRTUAL EARTH MAP CONTROL AND MAPPOINT WEB SERVICE. YOU SPECIFICALLY AGREE THAT MICROSOFT IS NOT RESPONSIBLE OR LIABLE FOR ANY THREATENING, DEFAMATORY, OBSCENE, OFFENSIVE OR ILLEGAL CONTENT OR CONDUCT OF ANY OTHER PARTY OR ANY INFRINGEMENT OF ANOTHER’S RIGHTS, INCLUDING INTELLECTUAL PROPERTY RIGHTS. YOU SPECIFICALLY AGREE THAT MICROSOFT IS NOT RESPONSIBLE FOR ANY CONTENT SENT USING AND/OR INCLUDED IN VIRTUAL EARTH MAP CONTROL AND MAPPOINT WEB SERVICE BY ANY THIRD PARTY.
IN NO EVENT SHALL MICROSOFT AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF VIRTUAL EARTH MAP CONTROL AND MAPPOINT WEB SERVICE, WITH THE DELAY OR INABILITY TO USE VIRTUAL EARTH MAP CONTROL AND MAPPOINT WEB SERVICE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, CONTENT, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH VIRTUAL EARTH MAP CONTROL AND MAPPOINT WEB SERVICE, OR OTHERWISE ARISING OUT OF THE USE OF VIRTUAL EARTH MAP CONTROL AND MAPPOINT WEB SERVICE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF MICROSOFT OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

GENERAL
Proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

COPYRIGHT AND TRADEMARK NOTICES
All contents that is made available or generated to view and/or download in connection with the Virtual Earth Map Control and MapPoint Web Service, including, without limitation, maps and directions (“Content”) is owned by and is: Copyright (c) 1996 – 2004 Microsoft Corporation and/or its suppliers, One Microsoft Way, Redmond, Washington 98052-6399 U.S.A. and is protected by copyright laws and international treaty provisions. All rights reserved. Reproduction of any MapPoint.NET content is strictly prohibited. Permission to use the Virtual Earth Map Control and MapPoint Web Service content and related graphics and other material is subject to these Terms of Use.

TRADEMARKS
Microsoft, the Virtual Earth Map Control and MapPoint Web Service, MapPoint, Visual Studio, Visual Basic, Visual C# and/or other Microsoft products and services referenced herein may be either trademarks or registered trademarks of Microsoft. The names of actual companies and products mentioned herein may be the trademarks of their respective owners.
Any example companies, organizations, products, domain names, e-mail addresses, logos, people, places and events depicted in the Virtual Earth Map Control and MapPoint Web Service are fictitious. No association with any real company, organization, product, domain name, e-mail address, logo, person, places or events is intended or should be inferred.
Any rights not expressly granted herein are reserved.

NOTICES AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT
Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement should be sent to Service Provider’s Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE.

Service Credits
Service Credits₁
Copyright © 1988-2004 Microsoft Corp. and/or its suppliers. All rights reserved.
© Copyright 2003 by Geographic Data Technology, Inc. All rights reserved.
Mapping data © 2003 NAVTEQ. All rights reserved. This data includes information taken with permission from Canadian authorities © Her Majesty the Queen in Right of Canada.
© 1993-2003 NAVTEQ All rights reserved. Based upon Ordnance Survey electronic data and used with the permission of the Controller of Her Majesty’s Stationery Office ©Crown Copyright, 1995. Controllato ai sensi della legge N.68 del 2/2/1960. Nulla-osta I.G.M. alla diffusione N.173 del 26/4/2000,La Banca Dati Italiana é stata prodatta usando quale riferimento anche cartographia numerica ed al tratto prodotta e fornita dalla Regione Toscana. TopograBlack Knightche Grundlage: ©Bundesamt für Landestopographie. Información geográphica propiedad del CNIG. Source: Géoroute® IGN France & BD Carto® IGN France. Die Grundlagendaten wurden mit Genehmigung der zuständigen Behörden entnommen.

BLACK KNIGHT Data Services, Inc. Certain e2Value products permit you to use certain data elements and other products (the “BLACK KNIGHT Licensed Information”) provided by BLACK KNIGHT Data Services, Inc. (“BLACK KNIGHT”). Accordingly, in addition to (and not in lieu of) the terms and conditions applicable to your use of e2Value products and services, the terms and conditions that are included in the Valuation/Cost Engine Access and Use Agreement as Attachment III apply. These may be revised from time to time and shall apply to your use of the BLACK KNIGHT Licensed Information. If you do not agree to such terms and conditions, you may not use the BLACK KNIGHT Licensed Information.

CoreLogic. Certain e2Value products permit you to use certain data elements and other products (the “CoreLogic Licensed Information”) provided by CoreLogic Information Systems, Inc. (“CoreLogic”). Accordingly, in addition to (and not in lieu of) the terms and conditions applicable to your use of e2Value products and services, the terms and conditions that are included in the Valuation/Cost Engine Access and Use Agreement as Attachment II apply. These may be revised from time to time and shall apply to your use of the CoreLogic Licensed Information. If you do not agree to such terms and conditions, you may not use the CoreLogic Licensed Information.

20. e2Value, Inc. Notice and Takedown Procedure. Copyright holders may request removal of material on the e2Value web site that they believe infringes on their copyright by contacting the copyright agent listed below. Include the following information in your written correspondence to us:

• Your contact information: name, address, telephone number(s) and email address.
• Identification of the authorized copyrighted work that you believe to be infringed. Describe or include a copy of the work, and a URL, if possible.
• Provide information about where the material that you believe to be infringing is located. Describe or include a copy of the work, and a URL, if possible, to enable us to find this material on our site.
• Include a statement that you have “a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law.”
• Include a statement that “the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.”
• Your signature or the electronic equivalent. You must be the copyright holder or their authorized representative.

e2Value, Inc. Copyright Agent: copyright@e2value.com
Mailing Address:
Att: Copyright Manager
e2Value, Inc.
P.O. Box 3518
Stamford, CT 06905

21. Miscellaneous. This Agreement constitutes the complete agreement between the parties and supersedes all previous agreements or representations, written or oral, with respect to the subject matter hereof. This Agreement may not be modified or amended except in writing signed by a duly authorized representative of e2Value and Customer. The waiver or failure of e2Value to exercise any right provided for herein shall not be deemed a waiver of any further right hereunder.

The rights and remedies of e2Value set forth in this Agreement are in addition to any rights or remedies that e2Value may otherwise have at law or in equity. If any provision of this Agreement shall be held to be invalid, illegal, or unenforceable, the parties shall modify such provision to the extent necessary to render it valid and the validity, legality, and enforceability of the remaining provisions shall in no way be affected or impaired thereby. The titles and headings of the Sections in this Agreement are for convenience of reference only, and are not to be considered in constructing the terms and provisions of this Agreement. Any and all notices required by this Agreement shall be in writing and shall be delivered by (a) hand, (b) by nationally recognized overnight courier service, or (c) by registered or certified U.S. mail, postage prepaid, return receipt requested. Notices to e2Value shall be sent to e2Value, Inc., P.O. Box 3518 (for U.S. mail), 1887 Summer Street (for all other deliveries), Stamford, Connecticut, 06905, Attn: Contract Administrator. Notices to Customer shall be sent to last known address in e2Value’s records. This Agreement shall be governed by the laws of the State of Connecticut and the United States of America, without regard to the conflict of law principles thereof. Any litigation arising under or in connection with this Agreement shall be brought in the state and federal courts located in Stamford, Connecticut and the parties hereby consent to the exclusive jurisdiction of such courts. The Customer and the Authorized Users shall comply with all applicable federal, state and local laws, regulations, and ordinances in connection with its activities pursuant to this Agreement.