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North Carolina homeowners’ premium hike rejected

The North Carolina Department of Insurance has rejected a hike to homeowners' insurance rates that could have cost policyholders 35 percent more on rates. The judgment comes as the conclusion to a long public discussion about the measure, which was originally...

Higher deductibles lead to lower premium payments

Personal finance is an adjustment game. When policy holders look at their budgets and the homeowners' insurance they can reasonably afford, the cost of premiums can strain finances. While a low real estate insurance deductible (the agreed-upon amount homeowners...

Homeowners’ insurance rates vary greatly by state

When exploring homeowners' insurance options, the spectrum of cost can be greatly determined by state. According to a study by Value Penguin, the states with the highest premiums are, unsurprisingly, states that are most vulnerable to natural disasters. Here are...