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Higher deductibles lead to lower premium payments

Personal finance is an adjustment game. When policy holders look at their budgets and the homeowners' insurance they can reasonably afford, the cost of premiums can strain finances. While a low real estate insurance deductible (the agreed-upon amount homeowners...

Sinkholes: Know your risk and coverage

Poor urban planning, shifting environmental conditions and bad luck can all make sinkholes a headache for homeowners. When vulnerabilities beneath the earth cause roads, foundations and other elements to sink into a pit, the fallout for property owners can be costly...