Raising the deductible on a homeowners policy from $500 to $2,000 lowers the average premium by 16 percent nationally. However, the potential savings from making that choice vary based on geography.

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Raising the deductible on a homeowners policy from $500 to $2,000 lowers the average premium by 16 percent nationally. However, the potential savings from making that choice vary based on geography.

Raising the deductible on a homeowners policy from $500 to $2,000 lowers the average premium by 16 percent nationally. However, the potential savings from making that choice vary based on geography.

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