Insurers paid $673.5 million to cover property damage caused by lightning in 2013. Published on July 16, 2014 in Insured losses from lightning decline from $1 billion-per-year averageFull resolution (500 × 358) Insurers paid $673.5 million to cover property damage caused by lightning in 2013. Insurers paid $673.5 million to cover property damage caused by lightning in 2013.