When is the last time you checked your homeowner’s insurance policy? According to the Wall Street Journal, you might not be inspecting it often enough. There are numerous steps people can take to save money on their annual premiums. Everything from bundling insurance policies to living near a firehouse are variables that may help you save.
Depending on your insurance provider and the state you live in, there are many discounts you may be eligible for. Is your home equipped with energy-efficient features? Maybe you are a non-smoker? Perhaps you live in a hurricane zone and have recently installed impact-resistant windows? Each of these situations could help you save money on your insurance policy. The Huffington Post reported that your credit score could also affect how much you are paying, so make sure to work diligently to raise your current number.
“Your credit score could also affect how much you are paying.”
Meanwhile, have you recently put a new roof on your house or updated your plumbing system? In some states, you may be qualified for a premium discount after finishing various home improvements. Let your insurance agent know whenever you put in new windows or install a state-of-the-art security system. You may be surprised at how much you can save.
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