Regardless of whether a greater or fewer than average number of hurricanes are forecast, everyone who is potentially in the path of hurricanes or their storm surge would be wise to prepare.
This preparation includes checking insurance coverage and purchasing flood insurance, if necessary. Your home and property may need to be secured beforehand by removing trees or reinforcing the roof, doors and windows. Plan where to go and how to let family and friends know where you are, as part of the preparation. Make copies of important papers, including insurance documents, that you can take with you if you must evacuate. Preparation also includes stocking recommended items for the home and preparing an emergency bag to take with you during an evacuation.
“Take important papers, such as insurance policies, with you if you must evacuate.”
Helpful lists for preparedness can be found on the Red Cross or ready.gov websites. United Policyholders offers a free home contents inventory app through your smart phones app store—UPHelp Home Inventory. An inventory is often necessary in order to file an accurate claim after a disaster. Checking insurance coverage includes ensuring current policy limits are adequate on your home, business, outbuildings and contents.
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